Empowering Small Businesses

At Flow, we enable small businesses to grow in the digital economy. We catalyze growth by delivering tailored liquidity solutions.

In emerging markets, small businesses struggle to access growth capital

Traditional Lenders overlook this segment,
making it hard for businesses to grow

Tailored Growth Capital for Mobile Money Agents

In emerging markets, mobile money agents—operating as small businesses—play a vital role in the financial ecosystem. Float financing for mobile money agents is the first global problem we solve.

Using a data-driven approach, we provide growth capital to help agents scale rapidly and efficiently.

Technology for Fast, Accessible Solutions

We harness cutting-edge technology to deliver fast and accessible growth capital to small businesses.

By leveraging data-driven insights, we streamline loan approvals and ensure businesses can access liquidity quickly when they need it most.

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Empowering Change Through Innovation

Since 2019, Flow has delivered impactful financial solutions across emerging markets.
With over $160 million in liquidity disbursed and a presence in 10+ ecosystems, we continue to expand our reach and support mobile money agents globally.

2019

Launched Flow in Uganda

2020

Partnered with a mobile money aggregator in Uganda

2021

Launched working capital loans for agents with a leading telecom in Uganda

2022

Started operations in Rwanda

2023

Launched “Switch” product in Uganda

2024

Crossed +20k registered mobile money businesses on our platform

Over

25,000

Small Businesses Registered

Over

750,000

Loans Disbursed

Active in

All Major

Mobile Money Ecosystems

Active in

4

Markets

Over

$160M

Value Disbursed

Empowering Small Businesses

We harness cutting-edge technology to deliver fast and accessible
growth capital to small businesses.

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