Empowering Small Businesses

At Flow, we enable small businesses to grow in the digital economy. We catalyze growth by delivering tailored liquidity solutions.

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Tailored Growth Capital for Mobile Money Agents

In emerging markets, mobile money agents—operating as small businesses—play a vital role in the financial ecosystem. Float financing for mobile money agents is the first global problem we solve.

Using a data-driven approach, we provide growth capital to help agents scale rapidly and efficiently.

Technology for Fast, Accessible Solutions

We harness cutting-edge technology to deliver fast and accessible growth capital to small businesses.

By leveraging data-driven insights, we streamline loan approvals and ensure businesses can access liquidity quickly when they need it most.

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Over

25,000

Small Businesses Registered

Over

900,000

Loans Disbursed

Active in

All Major

Mobile Money Ecosystems

Active in

4

Markets

Over

$180M

Value Disbursed

Flow Global increased my loan limit, and now I qualify for UGX 1,500,000. This has increased my earnings due to the rise in the number of transactions per day.

– Mobile Money Agent

With Flow Global, I have been able to start a new mobile money branch and offer employment to another Ugandan. I feel proud of myself. I can take care of my family because of the increased income, and I have managed to buy a plot of my own! Thanks to the help from Flow Global.

– Mobile Money Agent

The loan I got helped me to increase the number of transaction I do in a day, and this has boosted my business and increased my monthly income. I am now able to pay school fees for my children and meet other family needs such as food, medicine and water bills.

– Mobile Money Agent

I have achieved my goal of opening a new mobile money shop. This has increased profits due to good services from Flow Global, as the number of customers has increased. I have also employed some people, thereby improving their lives as well.

– Mobile Money Agent

With Flow’s Customer App, I can keep my mobile money business growing without worrying about cash flow issues.

– Mobile Money Agent

Empowering Small Businesses

In emerging markets, small businesses struggle to access growth capital

Tailored Growth Capital for Mobile Money Agents

Technology for Fast, Accessible Solutions

Empowering Change Through Innovation

2019

2020

2021

2022

2023

2024

25,000

900,000

All Major

4

$180M

Flow Global increased my loan limit, and now I qualify for UGX 1,500,000. This has increased my earnings due to the rise in the number of transactions per day.

With Flow Global, I have been able to start a new mobile money branch and offer employment to another Ugandan. I feel proud of myself. I can take care of my family because of the increased income, and I have managed to buy a plot of my own! Thanks to the help from Flow Global.

The loan I got helped me to increase the number of transaction I do in a day, and this has boosted my business and increased my monthly income. I am now able to pay school fees for my children and meet other family needs such as food, medicine and water bills.

I have achieved my goal of opening a new mobile money shop. This has increased profits due to good services from Flow Global, as the number of customers has increased. I have also employed some people, thereby improving their lives as well.

With Flow’s Customer App, I can keep my mobile money business growing without worrying about cash flow issues.

Empowering Small Businesses