Making a Difference,
One Business at a Time

At Flow, we’re proud to help small businesses access the funding they need to thrive. We’ve processed over 750,000 growth capital applications, injecting more than $160 million in liquidity to over 20,000 small businesses in Uganda and Rwanda

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Customer Stories

From small business owners expanding their operations to mobile money agents improving their liquidity, our customers have seen real, transformative results.

Driving Financial Inclusion in Emerging Markets

At Flow, our mission is to empower individuals by boosting their income, enabling them to improve their livelihoods and support their families. Our impact was assessed by a 3rd party organization 60 decibel along with SCBF.

They reported the following

65–70% of agents report increased customer numbers and transactions thanks to Flow’s float advance product.

45% of customers have experienced a significant boost in income

95% of customers feel reduced financial stress, with 34% noting life-changing improvements

40% of our customers report achieving greater success in reaching their financial goals with Flow's support

Flow isn’t just about loans; it’s about creating opportunities, fostering growth, and enabling success. Together, we are building stronger, more resilient communities. Explore our impact in detail through the 60 Decibels assessment.

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We harness cutting-edge technology to deliver fast and accessible working capital to small businesses.

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Empowering Small Businesses

We harness cutting-edge technology to deliver fast and accessible
growth capital to small businesses.

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