We enable small businesses to unlock growth opportunities through tailored financial solutions. Our provider-agnostic approach allows us to work across diverse mobile money ecosystems, helping businesses scale with ease.
We believe small businesses should receive the same high-quality financial services as large corporations. With liquidity available at the touch of a button and personalized customer care, we ensure that businesses can grow sustainably.
We also prioritize data privacy, using advanced data analytics to offer insights while respecting customer confidentiality.
Operating across multiple countries and ecosystems, Flow has disbursed over 900,000 float advances, totaling more than $180 million to date. We drive financial inclusion in underserved markets by bridging the gap between traditional financial institutions and emerging businesses.

Nitin Garg and Michael Rothe started Flow with the mission to empower and enable growth for small businesses globally
